No annual fee - You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card.Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.24% - 28.99%.Cash Back rewards do not expire as long as your account is open! You can choose to receive a statement credit or direct deposit into most U.S. After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).Intro Offer: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!.For a closer look at the pros and cons, read our guide to find out if balance transfers are worth it. To benefit from a balance transfer card, be sure you can pay off your balance in full before the introductory APR period ends - or you'll start paying interest on your balance once again. Chase Slate Edge℠: Best if you're building credit.Discover it® Balance Transfer: Best for rotating cash back bonus categories.Citi Custom Cash℠ Card: Best for automatically maximizing rewards.Citi® Double Cash Card: Best for strong flat-rate cash back earning.Bank of America® Customized Cash Rewards Credit Card: Best for customizing cash-back bonus categories.Chase Freedom Flex℠ : Best for rotating bonus categories and flexible redemptions.Chase Freedom Unlimited®: Best for earning flexible rewards on everyday spending.

Blue Cash Everyday® Card from American Express: Best for groceries, gas, and online shopping.

Citi Simplicity® Card: Best for late payment forgiveness.

Wells Fargo Reflect® Card: Best for an extra-long intro APR on balance transfers and purchases.

Be sure to use your credit card responsibly and avoid spending more than you can afford to prevent incurring even more debt. If you're carrying credit card debt, you can avoid paying high interest by using one of the best credit cards with introductory 0% APR offers on balance transfers.

Citi global transfer good